Terms of Service | CLEAREX.MARKET

Acceptance of Terms & Eligibility 1.1. By accessing, browsing, or using CLEAREX.MARKET, you confirm that you have read, understood, and agree to be bound by these Terms of Service and our associated Privacy Policy. Explicitly confirming your acknowledgement via checking the provided block labelled "I accept the Terms of Service and Privacy Policy" during system onboarding constitutes your binding electronic consent. Platform interactions are strictly permitted only to entities who are at least 18 years of age.
Core Operational Mandates & Financial Limits 2.1. All services, threat feeds, and database tools provided by the Platform are deployed strictly for baseline situational awareness and educational tracking. UNDER NO SCENARIO DOES ANY MATERIAL ON THE PLATFORM REPRESENT LICENSED FINANCIAL, INVESTMENT, LEGAL, OR FISCAL ADVICE. 2.2. To structurally prevent financial crime, fraud, and anti-money laundering (AML) non-compliance, the Platform enforces mandatory hard financial limits across all internal transactional streams: Tools Marketplace Limit: The maximum listing and transaction price for any individual digital asset or tool is strictly capped at $25 USD. Donation Club System Financial Limit: Single individual donation transactions or mutual aid gifts allocated through the platform are strictly capped at a maximum of $50 USD. Unverified User Tier Velocity Limit: Any User, Donor, or Recipient who has not successfully completed Identity Verification (KYC) is subject to a rolling 3-month aggregate transaction velocity limit of $500 USD. Any attempt to exceed or circumvent these structural limits through multiple transactions or profile layering will result in an immediate automated protocol lock and permanent account termination. 2.3. Mandatory Cryptographic Authentication for Rating and Review Submission: A User is strictly mandated to execute a successful cryptographic login utilizing our Zero-Password Architecture (Single-Use Magic Link sent to a verified email endpoint) prior to submitting any score, rating, or experiential review.
User-Generated Content & Intermediary Immunity 3.1. Pursuant to Article 6 of the EU Digital Services Act (DSA) and equivalent global safe harbor frameworks, the Platform maintains absolute statutory immunity regarding any defamatory, inaccurate, or unlawful content published by its users. 3.2. Absolute Prohibition on Fraudulent or Fabricated Reviews: The User warrants and represents that all reviews, scores, metrics, and documentary attachments uploaded to the Broker Rating System are entirely accurate, truthful, and based on firsthand commercial experiences.
Donation Club Operational Rules & Legal Status 4.1. Unilateral Gift Classification: Allocated funds within the Donation Club represent completely voluntary, non-refundable, unilateral financial gifts. Donors hold no entitlement to receive goods, technical advantages, or financial returns. Donations cannot represent loans, interest-bearing placements, or investment seed capital, and cannot be recalled under any scenario. 4.2. Fraudulent Inducement Prohibitions: Fabricating supporting documentation, altering broker ledger screenshots, or misrepresenting market loss metrics to extract peer gifts constitutes financial fraud and a major terms violation. The Platform preserves full rights to deploy civil claims, share technical data arrays with competent financial authorities, and cooperate with enforcement bodies. 4.3. Fiscal and Tax Liability: Recipients assume total, exclusive liability for local fiscal reporting, income disclosure, and tax payments on received mutual aid gifts under their respective domestic jurisdictions. The Platform provides no tax structuring advice.
Notice-and-Takedown & Internal Dispute Resolution Protocols 5.1. Internal Complaint-Handling and Dispute Resolution Protocol (EU DSA Article 20 Compliance): In the event of an escrow breakdown, billing anomaly, or a dispute arising from User-Generated Content (including broker reviews), the Platform provides a formalized internal complaint-handling workflow. Submission and Masking: Affected Users or registered brokerage entities may initiate a dispute by filing a structured ticket with conclusive technical evidence via legal@clearex.market. Upon receipt, the disputed asset or review may be temporarily masked during the evaluation phase. Mediation Framework: The Platform's Compliance Board shall issue an administrative determination within fourteen (14) business days of submission. Administrative determinations are contractually binding unless formally contested via independent, professional mediation within fourteen (14) days post-notification. Exclusion of Liability: The Platform acts strictly as a neutral administrative facilitator and hosting provider; its liability ceiling during any dispute mediation remains capped under Section 6 parameters.
Disclaimers & Limitation of Liability 6.1. Our cumulative liability ceiling to any single user shall never exceed the greater of: (a) the real total capital cleared by said user to the Platform across the 12 months preceding the claim, or (b) One Hundred US Dollars ($100.00 USD).
Termination, Cascade Deletion & Statutory Exceptions 7.1. Account Deletion and Cascade Erasure Protocol: When a User initiates an account deletion request (via the automated self-service endpoint DELETE /api/user), the Platform triggers an immediate and permanent Cascade Deletion sequence across all production environments. KYC status validation metadata indicating flags and verification levels are instantly purged from the active production database upon profile deletion, except where financial transactions are archived under Section 7.2 or litigation holds are triggered under Section 7.4. 7.2. Statutory Retention Exceptions: To comply with mandatory statutory financial crime-prevention tracking and Anti-Money Laundering (AML) compliance laws, all core historical transactional logs, Tools Marketplace escrow ledger entries, Donation Club gift routing traces, and abstract verification status flags are securely archived for the mandatory 7-year statutory period. This historical fiscal ledger is isolated from standard system routing and is maintained solely for corporate accounting and official audit compliance. 7.3. Data Portability Execution Mandate (GDPR Article 20 Compliance): In strict alignment with Article 20 of the EU GDPR, users possess a statutory right to data portability. At any juncture during the lifecycle of an active account, a user is fully authorized to execute an automated command via the platform's user privacy dashboard to export all personal data objects, including historical transaction logs, billing metrics, and active review text, in a structured, commonly used, and machine-readable format (JSON/CSV). 7.4. Administrative Litigation Holds Execution: Where a user profile triggers an advanced abuse fraud or malicious review fabrication investigation, the system executes an automated administrative litigation hold. Upon account deletion requests, forensic metadata trails (review references, AES-256-GCM encrypted identifiers, and network hash variables) are isolated under immutable auditing fields for a strict 90-day window, or up to 5 years if active flags are confirmed, matching the protocols specified in Section 4 of the GDPR Compliance track (/gdpr).